Reasons to consider an appraisal from RJE Real Estate Appraisal ServiceEach year, thousands of people in Michigan buy, sell or refinance their home. Many of these transactions contain a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation systems that might appear more cost-effective than an appraisal, the majority of lenders still call in a local expert because the stakes are so high. You might believe that obtaining a mortgage is the only basis for getting an appraisal, but there are more times when the services of a licensed, independent real estate professional could be beneficial. 
Challenge your tax assessment in Washtenaw CountyIf you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from us is your best evidence. We're qualified to assist you in disputing your tax assessment. Eliminating PMI for mortgage paymentsWhen the amount being loaned to the home buyeris more than 80% of the actual value of the real estate, almost all lenders ask home owners to buy this additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is promptly forgotten. This is bad because PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. RJE Real Estate Appraisal Service will give you a statement regarding the value of your home, and the expense of the appraisal can generally be offset in a short amount of time because you'll no longer be paying the PMI. Order an appraisal from RJE Real Estate Appraisal Service Order todayDivorce settlement with less stressA divorce is a very traumatic ordeal for the parties involved, and it is often more complicated by the burdensome decision of who keeps the property. It's a good idea to get an appraisal from RJE Real Estate Appraisal Service so both parties are fully aware of the true market value of their home, regardless of the situation. The parties will have a a good idea of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Ascertain an accurate and fair valuation for estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion. Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Washtenaw County for workEmployee relocation is a stressful event, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, as well as information about any recent sales or listings in their area that they want considered during our detailed inspection. Close on your home quickly — at an accurate priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long propertiesstay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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